Terms of Service

1. Acceptance of Terms

By accessing and using Equipment Financing Calculators (the "Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website.

2. Calculator Disclaimer

The calculators provided on this Website are for informational and illustrative purposes only. Payment estimates, interest rates, and financing terms displayed are hypothetical and do not constitute:

• An offer or commitment to lend
• A guarantee of any specific rate or terms
• Financial, legal, or tax advice
• An endorsement of any lender or financing product

Actual financing terms will depend on your credit score, business history, lender policies, equipment type, and other factors. You should consult with qualified lenders and financial advisors before making financing decisions.

3. Use of Website

You agree to use this Website only for lawful purposes and in a way that does not damage, disable, overburden, or impair the site or interfere with any other party's use of the Website.

4. Intellectual Property

All content on this Website, including text, graphics, logos, and software, is the property of Equipment Financing Calculators and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our written consent.

5. Limitation of Liability

Equipment Financing Calculators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on any information provided. Use of this Website is at your own risk.

6. Third-Party Links

This Website may contain links to third-party websites. These links are provided for your convenience only and do not signify endorsement. We are not responsible for the content or practices of linked sites.

7. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes acceptance of the modified terms.

8. Contact Information

If you have any questions about these Terms of Service, please contact us through our Contact page.