Advertising disclosure: We are not a lender or a broker. If you apply through a link on this site we may be paid a referral fee by ROK Financial. It costs you nothing and does not affect your rate. How we make money

Equipment financing calculator - estimate monthly payments

54 Calculators

Equipment Financing Calculator

Estimate your monthly equipment payment

Estimate your monthly equipment payments instantly. Free calculators for every industry — from farm equipment to restaurant machinery.

Get Pre-Approved View All Calculators

📈

Equipment Financing Calculator

Estimate your monthly equipment payment

Equipment Price ($)

Equipment Condition

Down Payment ($)

Interest Rate (%)

Typical range: 4% - 12%

Loan Term (months)

Residual Value (%)

Expected equipment value at end of lease

Need Help With Financing?

Get pre-approved in minutes with ROK Financial's streamlined application process.

Check Your Rate →

Estimated Monthly Payment

$0

per month

$0

Total Payment

$0

Total Interest

$0

Amount Financed

60 months

Term

✅ No Obligation ⚡ Fast Decisions 📈 Competitive Rates

⚠

This calculator is for informational and illustrative purposes only. Actual rates and terms depend on credit score, lender policies, and eligibility. Contact a qualified lender for an official quote.

Choose Your Industry Calculator

Estimate payments for forklifts and material handling equipment...

Estimate payments for tractors, harvesters, plows, and farm ...

John Deere Equipment

Estimate payments for John Deere tractors, combines, and equ...

Tractor Equipment

Estimate payments for tractor purchases and tractor equipmen...

Food Truck Equipment

Estimate payments for food trucks and mobile kitchen equipme...

Construction Equipment

Estimate payments for excavators, bulldozers, loaders, and c...

Estimate payments for Caterpillar heavy equipment and CAT ma...

Heavy Machinery

Estimate payments for heavy machinery and industrial equipme...

Backhoe Equipment

Estimate payments for backhoe loaders and backhoe equipment ...

Bulldozer Equipment

Estimate payments for bulldozers and dozer equipment financi...

Excavator Equipment

Estimate payments for excavators and digging equipment finan...

Grader Equipment

Estimate payments for motor graders and grading equipment fi...

Loader Equipment

Estimate payments for wheel loaders and loader equipment fin...

Tow Truck Equipment

Estimate payments for tow trucks and towing equipment financ...

Dump Truck Equipment

Estimate payments for dump trucks and hauling equipment fina...

Semi Truck Equipment

Estimate payments for semi trucks, big rigs, and 18-wheeler ...

Trailer Equipment

Estimate payments for trailers and trailer equipment financi...

Welding Equipment

Estimate payments for welding machines and welding equipment...

Tree Care Equipment

Estimate payments for tree care equipment and arborist machi...

Logging Equipment

Estimate payments for logging machinery and forestry equipme...

How Equipment Financing Calculators Work

⚡

Instant Payment Estimates

Get real-time monthly payment calculations adjustable by equipment cost, interest rate, and loan term. Results update as you type.

💰

100% Free

All our calculators are completely free to use with no registration required. Calculate as many estimates as you need.

🏭

Industry-Specific Calculators

Tailored calculators for farm, restaurant, construction, medical, trucking, manufacturing, legal, landscaping, printing, and pizza equipment financing.

📈

Loan vs Lease Comparison

Compare equipment loan and lease options side by side to find the best financing structure for your business needs.

Other Equipment Financing Calculators

Section 179 Tax Deduction Calculator

Calculate your Section 179 tax deduction for equipment purch...

Truck Breakdown Opportunity Cost Calculator

Calculate the true cost of truck breakdowns including lost r...

Equipment Lease vs Buy Analyzer

Compare leasing vs buying equipment to find the best financi...

Soft Pull Eligibility Checker

Check your preliminary equipment financing eligibility witho...

Factoring vs Equipment Loan Comparator

Compare invoice factoring versus equipment loans to find the...

Capital Lease vs Operating Lease Calculator

Compare capital leases and operating leases to determine the...

Section 179 Vehicle Deduction Calculator

Calculate Section 179 deductions specifically for business v...

Section 179 Vehicle Depreciation Calculator

Calculate vehicle depreciation under Section 179 tax provisi...

Section 179 Vehicles Calculator

Calculate Section 179 tax benefits for qualifying business v...

Equipment ROI Calculator

Calculate the return on investment for your equipment purcha...

Total Cost of Ownership Calculator

Calculate the true total cost of owning equipment over its l...

Break-Even Analysis Calculator

Determine when your equipment investment will break even....

Cash Flow Impact Calculator

Analyze how equipment financing affects your business cash f...

Equipment Upgrade vs Repair Calculator

Compare the costs of upgrading to new equipment versus repai...

Debt Service Coverage Ratio Calculator

Calculate your DSCR to determine your ability to service equ...

Equipment Affordability Calculator

Determine how much equipment you can afford based on your bu...

Down Payment Calculator

Calculate the ideal down payment for your equipment financin...

Credit Score Impact Estimator

Estimate how equipment financing may affect your credit scor...

Business Cash Flow Qualifier

Determine if your business cash flow qualifies for equipment...

Multiple Lender Rate Comparison

Compare equipment financing rates from multiple lenders side...

New vs Used Equipment Financing Calculator

Compare financing options for new versus used equipment....

Balloon Payment Calculator

Calculate monthly payments and balloon payment amounts for e...

Early Payoff Calculator

Calculate savings from paying off your equipment loan early....

Refinancing Savings Calculator

Calculate potential savings from refinancing your equipment ...

Equipment Depreciation Calculator

Calculate equipment depreciation using various methods....

MACRS Depreciation Calculator

Calculate MACRS depreciation schedules for business equipmen...

Bonus Depreciation Calculator

Calculate bonus depreciation deductions for qualifying equip...

Tax Savings Estimator

Estimate total tax savings from equipment financing and dedu...

Seasonal Payment Calculator

Calculate seasonal payment structures for equipment financin...

Estimate payments for skid steer loaders, track loaders...

Commercial Truck

Estimate payments for semis, box trucks, and vocational...

Equipment Loan Amortization

See the full amortization schedule for any equipment loan...

SBA Commercial Loan

Estimate payments on SBA 7(a) and 504 loans for equipment...

Equipment Lease

Estimate monthly lease payments, residual value, and buyout...

The calculators on this website are for informational and illustrative purposes only. The payment estimates provided are not guaranteed and do not constitute an offer for financing. Actual rates, terms, and approval depend on credit qualifications, lender policies, and other factors. Please consult a qualified lender or financial advisor before making any financing decisions.